LOAN PROGRAMS

Loan Code is your guide to finding the right small business loan for your business or real estate venture

Whether it’s through government, conventional, or private programs, we can help you find commercial loans for businesses or real estate investments.

We can help you get loans for:

  • Acquisition
  • Expansion
  • Startups
  • Debt Restructure
  • Construction
  • Real Estate Investments
  • Working Capital
  • Furniture, Fixtures, Equipment
  • Goodwill
  • Improvements

Government Loans

More Leverage.

SBA 7a & 504

Ideal for businesses looking to grow or needing varied financing solutions.

  • Business Capital
  • Up to 25-year loans
  • Up to 100% Financing
  • Collateralized by Business & Personal Assets

FHA Multifamily

Ideal for investors seeking accessible financing with competitive terms for properties with five or more units.
  • 5+ Unit Multifamily
  • Up to 40-year loan
  • Up to 85% Financing
  • Collateralized with Real Estate Assets
  • Non-Recourse

USDA Business

It’s ideal for businesses in rural areas looking to expand, modernize, or start up, providing a financial boost where traditional funding may be scarce.

  • Rural Development
  • Up to 90% Financing
  • Collateralized with Real Estate

Conventional Loans

Cashflow. Credit. Collateral.

Fannie Mae &
Freddie Mac Multifamily

For investors seeking favorable rates and terms with programs designed to support affordability and market stability.
  • Multifamily Real Estate Collateral
  • Low Rates
  • Strong Cashflow

CMBS

Ideal for those looking to secure competitive financing against the properties income rather than personal financial strength.
  • Passive Real Estate Investment
  • Lockbox for financial control
  • Non-Recourse

Term Loan

This A paper loan is ideal for business owners or real estate investors looking for competitive rates and terms.
  • Real Estate Collateral
  • Business or Real Estate Investment
  • Up to 25-year term
  • Cashflow

Bridge Loans

REAL ESTATE Collateral.

Opt for a bridge loan for short-term, flexible financing to cover immediate expenses or transitional periods before securing long-term funding. Ideal for quickly closing on real estate deals, renovating properties, or stabilizing cash flow, offering fast access to capital.

Collateral: Real Estate
LTV: Up to 65%
Term: 6 months to 3 years
Rate: 10% to 15%
Cost: 1% to 5%
Time: Less than 1 month to close

LOAN CODE PARAMETERS

At Loan Code, we offer a range of financing solutions tailored to meet diverse needs. Below are the minimal qualifications required to access our loan products:

Credit: Fair to Excellent
Net worth: $50,000+
Loan Amount Minimum: $250,000+
Purpose: Business & Real Estate Investment
Collateral: If applicable
Cashflow: If applicable
Recourse: Full Recourse to Non-Recourse
Guarantees: Unlimited to No Guarantees
Rates: A, B, & C paper pricing
Fees: 0% to 5% + third party fees
Term: Interest Only to 40 Years

INDUSTRIEs

  • Real estate
  • Retail
  • Liquor Stores
  • Restaurants
  • Hospitality
  • Salons and spas
  • Service Stations
  • Services
  • Online
  • Automotive
  • Manufacturing
  • Distribution
  • Agriculture
  • Health
  • Office
  • Warehouse